Distance Education - Will it ever end?

Has anyone else chose to pursue the educational goals online? Am I the only person who attends online and so does my spouse? Sometimes I wonder how I got so me irons in the fire. How am I going to juggle it all? Time management just doesn't seem like enough. My full time jobs, my husband's full time job, two kids, a babysitter, preschool, and two different distance education programs....AHHH! Welcome to my life. Constant work or study nothing more and nothing less. I keep telling myself that it will all pay off in the end but I wonder if the end will ever get here. All I see is accumulating student loans and still a $10.00 an hour job. It's like a nightmare and I am told I will wake up and everything will be great but when. How do you pay the bills until the end comes? Has anyone out there gone through this or am I the only person who would get into this much mess?